Insurance FAQs


Do you bill my insurance carrier or am I expected to pay in full at the time of my appointment?

As a courtesy to you, we will directly bill your insurance carrier. Typically, we will be paid by the insurance company for covered services. We participate in a wide variety of PPOs, HMOs, and managed-care programs. A listing of insurances we participate with is available. Also, most physical therapy is covered by workman’s compensation.

On your first visit, you will be provided with a statement of our financial policy. We will do our best to obtain information from your insurance company regarding your coverage and co-pay obligations. However, it is important for the patient to understand their individual benefit arrangements with their insurance carrier.

We are always happy to help answer any questions you may have regarding our billing procedures.

Do I need a physician’s prescription in order to receive physical therapy?

No, we can see you without a physician’s prescription. The Physical Therapist will conduct a thorough evaluation and determine if a physician’s consultation is recommended. A plan of care will be sent to your doctor of choice.

Does insurance cover physical therapy services?

Yes. Most major insurance plans include physical therapy benefits. Each individual should check with their insurance carrier to review their plan’s benefits. Physical therapy insurance coverage varies with different carriers. We will be glad to help assist you with any questions you may have regarding your insurance coverage.